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How Home in Five Advantage Works

  1. Use a realtor to find a home that meets the program requirements.
  2. Connect with and apply for a home loan through a Participating Lender to see if you are eligible for the program. Participating lenders will provide homebuyers with details for applying and the Annual Percentage Rate (APR).
  3. Get approved!
  4. Attend a homebuyer education course through a HUD-approved housing counseling agency.
  5. At closing, receive down payment assistance (thousands of dollars toward the purchase of your home).


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